RelevantPay Services
To Help You With Your Marketing Needs

Domestic Money Transfer

Aadhaar Enabled Payment System

Create Pan Card

Bharat Bill Payment System

Point of Sale

Bharat Bill Payment System (BBPS)

The Bharat bill payment system is a Reserve Bank of India (RBI) conceptualized system driven by National Payments Corporation of India (NPCI). It is a one-stop ecosystem for payment of all bills providing an interoperable and accessible “Anytime Anywhere” bill payment service to all customers across India with certainty, reliability, and safety of transactions.

Bharat BillPay - The One stop destination for Bill Payment Bharat BillPay has multiple modes of payment and provides instant confirmation of payment via an SMS or receipt. It offers myriad bill collection categories like electricity, telecom, DTH, gas, water bills, etc. through a single window. In future biller, categories may be expanded to include insurance premium, mutual funds, school fees, institution fees, credit cards, local taxes, invoice payments, etc. An effective mechanism for handling consumer complaints has also been put in place to support consumer regarding any bill related problems in Bharat BillPay


Aadhaar Enabled Payment System (AEPS)

In order to further speed track Financial Inclusion in the country, Two Working Groups were constituted by RBI on MicroATM standards and Central Infrastructure & Connectivity for Aadhaar based financial inclusion transactions with members representing RBI, Unique Identification Authority of India, NPCI, Institute for Development and Research in Banking Technology and some special invitees representing banks and research institutions.

The working group on MicroATM standards & Central Infrastructure & Connectivity has submitted its report to RBI. As a part of the working group, it was proposed to conduct a Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI, to test the efficacy of MicroATM standards and transactions using Aadhaar before they are put to actual use. The PoC was successfully demonstrated at various venues.

AePS is a bank-led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through the Business correspondent of any bank using the Aadhaar authentication.AePS allows you to do six types of transactions.

Recharge - Mobile, DTH, Data Card, Landline and Postpaid mobile

Instant commission credit in the wallet after every successful transaction

Automatic refunds in case of failures

Automatic refunds in case of failures

Support for both API and LAPU based recharges

App Notifications/Desktop Notifications/URL Callback whenever any recharge is refunded

Supports most of the operator denominations/plans

Support for SMS based recharge (without internet or offline) for our retailers

Automatic operator and circle finder for prepaid mobiles


Domestic Money Transfer - NEFT and 24/7 IMPS

For transferring funds real-time and 24X7X365 interbank was a major challenge faced in the banking industry. Only NEFT & RTGS were available to the user for fund transfer during banking hours.

With the above context in mind, NPCI conducted a pilot study on the mobile payment system with the banks like SBI, BOI, UBI, and ICICI in August 2010. Also, the banks like Yes Bank, Axis and HDFC bank joined this league in the month of September, October and November 2010 respectively. Immediate Payment Service (IMPS) public launch happened on 22nd November 2010 by Smt. Shyamala Gopinath, DG RBI at Mumbai and this service is now available to the Indian public.

IMPS provides robust & real-time fund transfer which offers an instant, 24X7, interbank electronic fund transfer service that could be accessed on multiple channels like Mobile, Internet, ATM, SMS, Branch and USSD(*99#). IMPS is an emphatic service which allows transferring of funds instantly within banks across India which is not only safe but also economical. Currently, on IMPS, 243 members are live which includes banks & PPIs.